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Explanation of BKJ Card Transaction Status

BKJ order transaction statuses are: Pending, Completed


1. Normal Transaction Process

  • Flow: Pending → Completed

  • Timeline: 1-5 calendar days, depending on payment channel clearing efficiency

  • Status Description:

    • Pending: Transaction submitted, merchant settlement and fund clearing in progress

    • Completed: Transaction cleared, funds received, order effective


2. II. Refund Process

⚠️ Important Note: The refund process will only be initiated after the original order is marked as "Completed".

  1. Full Process

    Merchant initiates refund → BKJ receives returned funds → Status updated to "Completed"

  2. How to Check Refund Status

    Right-side page → Recent Transactions → More Options → Refund Inquiry

  3. Refund Timeline

    • After the merchant initiates the refund, funds will be returned to your original payment method within 2-15 calendar days.

    • The maximum processing period is 30 days (1 month), subject to the clearing progress of the payment channel.

  4. Special Notes

    • BKJ will only process the funds into your account after the merchant confirms the refund and the funds are received.

    • If the refund is not received within 30 days, please contact BKJ Customer Service and provide relevant order screenshots for verification.


3. FAQ

  • Q: Why does the transaction stay "Pending"?

    A: It is a normal settlement process. Please wait 1-5 calendar days; contact support if delayed beyond this period.

  • Q: Will the transaction status change after a refund?

    A: The original status remains "Completed". You can check refund progress via the "View Refund" option.

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